Call: 01677 450300
Email: finance@elmfieldcommercialfinance.co.uk
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Pub, Hotel, Restaurant and Leisure Finance

Bringing your dreams of business ownership to life

hotelThere is no doubt that this sector is suffering greatly in the current economic downturn with many business failures and an increasing number of Leasehold and Freehold properties coming on to the market, many at knock down prices.

However, as the old proverb goes “it is an ill wind” and we are still helping many clients to realise their dream of business ownership and enter the Pub, Restaurant and Leisure sector. We also assist current ‘tied’ leaseholders acquire the freehold of their current property and there are some special arrangements available in the finance market for well established and profitable businesses.

Key underwriting requirements for Pub , Bar , Hotel and Restaurant Finance:

  • Demonstrable Business Experience in the sector.
  • Deposit funds available at circa 30% of the freehold business purchase price.
  • Additional security may be acceptable in lieu of full deposit funds.
  • Stock funding and working capital to be available ( VAT Bridging Loans available).
  • Special arrangements provided for established sitting tenants in a profitable business.
  • Trading accounts with proof of mortgage affordability from net profits are a key requirement.
  • Pubs ideally need a balanced ‘wet / dry’ revenue mix.
  • Solid, demonstrable business plan and cash flow forecast.

If your business plan and personal experience hold up and you have a the drive and commitment to enter this sector then we invite you to consult the Pub Finance and Leisure Sector specialists.

Please call us today to see how we can help or submit an enquiry and we will contact you. Our advice is given freely, in confidence and without obligation.

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Our Services

  • Asset Leasing, Contract Hire, Sale & Leaseback
  • Buying or Starting a New Business
  • Commercial Mortgages
  • Factoring / Invoice Finance Solutions
  • Grants, EFG Scheme and Business Loan Support

 

  • Nursing / Residential Care Home and Day Nursery Finance
  • Professional Practice Loans
  • Property Development & Refurbishment Loans
  • Pub, Hotel, Restaurant and Leisure Finance
  • Short Term Bridging Loans

Latest News & Market Information

Budget 2021: 'If I have to pay £13,000, it will destroy my shop'
Ikea aims to launch delayed 'Buy Back' scheme in UK
Goldman Sachs: Bank boss rejects work from home as the 'new normal'

Address

Elmfield Commercial Finance
Arrathorne,
Bedale,
North Yorkshire,
DL8 1NE

Tel: 01677 450300

Data Protection Policy


Elmfield Commercial Finance are Credit Brokers, Authorised and regulated by the Financial Conduct Authority (FCA) FRN: 771983 as a credit brokers not lenders. Please note some of the services we offer are not regulated by The Financial Conduct Authority, please ask us for further information.

PLEASE MAKE BORROWING DECISIONS CAREFULLY, PROPERTY OR OTHER ASSETS OFFERED AS SECURITY MAY BE AT RISK IF YOU CANNOT KEEP UP WITH REPAYMENTS.

IF YOU ARE FACING FINANCIAL DIFFICULTIES CONTACT THE MONEY ADVICE SERVICE - FOR DETAILS CLICK HERE

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